01
Cash flow forecasting
13-week and 12-month rolling cash flow forecasts so you see what's coming and have time to act. Updated monthly, scenario-modeled when something changes.
Fractional CFO · Licensed CPA · Sachse, TX
Fractional CFO
A real CFO. Without
the full-time hire.
Cash flow forecasting, profitability analysis, KPI dashboards, and the strategic guidance growing businesses need to scale with confidence. Licensed CPA, on retainer, working directly with you. Starting from $1,000/month.
- 10+ years in accounting & finance
- 5.0 ★ on Google
- Licensed CPA & sole practitioner
What's included
Strategic finance, scaled to fit.
Most small businesses outgrow bookkeeping but can't justify a $200K full-time CFO. Cardinal's fractional engagement is the bridge.
02
KPI dashboards
The 5–8 numbers that actually matter for your business, tracked monthly and reviewed together. Customer acquisition cost, gross margin, runway — whatever drives your model.
03
Profitability analysis
Profit by product, customer, project, or service line. Where the business is making real money and where it's quietly losing — separated and reported clearly.
04
Budgeting & planning
Annual budget built from the ground up, then tracked against actuals each month. Variance analysis with explanations, not just spreadsheets.
05
Pricing & unit economics
Are your prices right? Are your margins where they should be? CFO-level analysis of what each customer or unit actually costs you and earns you.
06
Strategic CPA call
A monthly live call with a licensed CPA to review the numbers, talk through what's working, and decide what changes next month. Plus priority phone, text, and email support in between.
Who this is for
For businesses ready to scale.
If you're doing $500K–$10M in revenue and the business is starting to feel financially complex — multiple revenue streams, growing payroll, lender conversations, expansion decisions — you need more than a bookkeeper. You need someone in your corner who can read the financials, see what's coming, and help you decide what to do about it.
That's what a CFO does. The problem is that a real full-time CFO costs $180K–$280K plus benefits, and most growing businesses don't yet need that bandwidth. A fractional CFO engagement gives you the strategic capability for a fraction of the cost — typically 10–15% of a full-time hire.
Cardinal's fractional CFO engagement includes everything in the bookkeeping and accounting tiers, plus the strategic layer on top. One CPA, one relationship, end-to-end.
Ready to start?
Let's see if I'm the right fit.
A 30-minute call to talk through your business, the financial questions on your plate, and whether a fractional CFO is the right next step. No pressure, no pitch.
- Phone(469) 215-2804
- Email[email protected]
- Location1415 Edgemont Dr, Sachse, TX 75048 · Serving clients nationwide
- HoursMon–Fri · 9:00am – 5:00pm CT